Free Estate Duty Calculator

Estimate what SARS will take from your estate, based on the 2025 rates set out in the Estate Duty Act 45 of 1955 — including the R3.5 million abatement and spouse exemptions. It’s completely free and there’s no signup required.

South African Estate Duty Calculator
Calculate estate costs based on SARS 2025 rates (Estate Duty Act 45 of 1955)
R
R0R25MR50MR75MR100M

In community of property: Only 50% of joint estate is included in your estate for duty purposes.

Estate Cost Breakdown

Tax Bracket: Estate between R3.5M and R30M - 20% rate applies
Gross Estate
R5,000,000
Estate Duty
-R300,000
6.0% effective rate
Executor Fees (3.5%)
-R175,000
Master's Fees
-R6,000
Total Estate Costs
R483,500
(9.7% of estate)
Your Family Receives
R4,516,500
(90.3% of estate)

SARS 2025 Estate Duty Rates:

  • R0 - R3,500,000: 0% (abatement)
  • R3,500,001 - R30,000,000: 20% on amount above R3.5M
  • Above R30,000,000: 25% on amount above R30M

This calculator is for estimation purposes only. Actual estate duty may vary based on individual circumstances. Consult a qualified estate planner or tax professional for accurate advice.

Want to understand it further?

A few guides that go deeper into estate duty and what your executor will actually deal with.

Estate Duty in South Africa, Explained

How much SARS will take from your estate when you die, and how to reduce it.

Understanding Executor Fees

What an executor is legally allowed to charge your estate, and how it’s calculated.

Free, forever — no hidden fees

Once you know what your estate owes, make sure your family isn’t left without a valid will too.

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