Estate Planning Guides

Understand your rights.
Protect your family.

Plain-language guides on South African wills, estate duty, digital assets, and executor appointments — written so you can act, not just read.

Wills & Estate Planning5 min read

What Happens When You Die Without a Will in South Africa?

If you die intestate in South Africa, the Intestate Succession Act decides who gets your assets — not you. Here's exactly what happens and how to avoid it.

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Estate Duty & Tax6 min read

How Much Will SARS Take From Your Estate When You Die? Estate Duty Explained

South Africa's estate duty tax applies to estates above R3.5 million. Learn the current rates, abatements, and legal strategies to minimise what SARS takes from your estate.

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Digital Assets6 min read

Your Crypto Could Vanish Forever When You Die — Here's How to Protect It

Crypto, NFTs, online accounts — what happens to your digital assets when you die? Here's how to protect them in your South African will.

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Executor & Administration5 min read

Who Will Sort Out Your Estate When You're Gone? Choosing Your Executor

Your executor winds up your entire estate. Here's what they do, who qualifies, and the most important clause to include in your South African will.

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Wills & Estate Planning4 min read

Are Online Wills Legal in South Africa? Everything You Need to Know

Can you make a legally valid will online in South Africa? The short answer is yes — here's what the law says and what to look for in an online will platform.

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Executor & Administration5 min read

The Hidden R40,000 Bill Your Family Could Face Before They Inherit a Cent

When no executor is named in a will — or a professional is appointed by the Master — a security bond is required. Here's what that means for your estate and how a single clause in your will eliminates it.

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Wills & Estate Planning4 min read

The Signing Mistake That Can Silently Cut Your Spouse Out of Your Will

One of the most common will mistakes in South Africa: asking a family member or friend who inherits from you to also witness your will. Here's what the Wills Act says and what happens if you get it wrong.

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Executor & Administration6 min read

Why Your Bank Freezes Your Accounts When You Die (And What Your Family Can Do)

The moment a South African bank learns of a death, every account in that person's name is frozen — even joint accounts in some cases. Here's why, how long it lasts, and how to prepare your family for it.

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Wills & Estate Planning5 min read

Can My Girlfriend or Boyfriend Inherit If We Aren't Married in South Africa?

South Africa does not recognise common-law marriage. If you die without a will, your long-term partner can legally inherit nothing — regardless of how many years you've been together. Here's the law, and the fix.

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Wills & Estate Planning5 min read

We Own a House Together — What Happens If One of Us Dies?

Unlike some countries, South Africa has no automatic 'right of survivorship' for co-owned property. Here's what actually happens to a jointly owned home when one owner dies — and why it's not what most people assume.

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Estate Duty & Tax5 min read

Can I Leave My Pension to Whoever I Want? The Answer May Surprise You

Most people assume their retirement fund pays out exactly as they've nominated. In South Africa, it doesn't work that way — the fund's trustees have the final say, not your will and not even your nomination form.

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Wills & Estate Planning6 min read

The Biggest Estate Planning Mistake Parents Make (It's Not Skipping the Will)

Most parents eventually get around to writing a will. Far fewer get the guardian clause and the inheritance structure for their kids right — and that's the part that actually goes wrong.

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Executor & Administration4 min read

What Happens to My Car After I Die?

Your vehicle doesn't just pass to whoever has the keys. Here's what actually happens to a car — financed or paid off — when the owner dies in South Africa.

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Wills & Estate Planning6 min read

Can Someone Challenge My Will in South Africa?

Wills can be contested — but not for any reason a disappointed relative feels like raising. Here's what actually holds up in a challenge, and how to make your will harder to contest.

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Wills & Estate Planning4 min read

How Often Should You Update Your Will?

Not annually — by life event. Here's exactly when a South African will needs revisiting, and which events legally change your will whether you update it or not.

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Executor & Administration5 min read

5 Things Every South African Should Tell Their Executor Before They Need To

Naming an executor isn't enough on its own. Here are the five things they need to know now, while you're around to tell them — not after.

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Wills & Estate Planning5 min read

The Estate Planning Checklist Every Couple Should Complete Before Having Children

Having a baby changes your legal priorities overnight. Here's exactly what to have in place before — not after — your child arrives.

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Transparency5 min read

Why Are Some Wills Free? Understanding the Business Model Behind It

'Free will' offers in South Africa usually make money somewhere — just not always where you'd expect. Here's how to spot the difference between genuinely free and free-with-a-catch.

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Transparency4 min read

Questions to Ask Before Accepting a 'Free' Will

A quick checklist to vet any free will service in South Africa before you hand over your personal and financial details.

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Transparency6 min read

What Does Estate Administration Actually Cost in South Africa?

A full, itemised breakdown of the real costs your estate faces during administration — executor's fees, Master's Office costs, advertising, and more — with a worked example.

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Transparency3 min read

Can I Change My Executor Later?

Yes — at any point while you're alive, by updating your will. Here's exactly how that works, and the one moment after which it's no longer possible.

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Transparency4 min read

What Happens If I Don't Want a Bank as My Executor?

Many South Africans end up with a bank or trust company as executor without ever deciding that's what they wanted. Here's how that happens, what it costs, and how to change it.

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Transparency5 min read

Understanding Executor Fees Before You Sign Anything

The executor's fee is charged on your estate's gross value — not what's left after debts — and most South Africans don't realise that until it's too late to change.

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